News and articles about real estate in Orlando, Tampa and Central, Florida from 1% Guys who offer discounted commissions and rebates on mortgage fees.

The Process of Purchasing Your First Home

The Process of Purchasing Your First Home

The 1% real estate experts at One Percent Guys Full Service Real Estate Agents are especially excited when they have the opportunity to work with a first-time home buyer. We are continuing our series of articles highlighting some of the steps in purchasing your first home. Our previous articles covered the importance of finding and engaging a trusted real estate agent, exploring first-time homebuyer programs with one of our Orlando listing agents/Tampa listing agents/South Florida listing agents, obtaining a mortgage pre-approval letter, and exploring different types of mortgage options. Here are more steps in the process of purchasing your first home.

Lock in a Mortgage Rate

Mortgage rates can be very volatile so when you make an offer on a property and apply for a loan, it is a good idea to lock in a mortgage rate when rates are low. This protects you in the event the rate increases during the time when you are waiting for your deal to be finalized.  Some mortgage providers even allow you to lock in a rate while you are in the process of shopping for a home. Your friends at One Percent Guys Full Service Real Estate Agents can help guide you through this process.

Make an Offer

When you find a home you love, it is a good idea to make an offer ASAP. Homes on the market are selling fast, so if you see something you really want, you need to make a reasonable offer.  Your 1% real estate agent at One Percent Guys Full Service Real Estate Agents will provide direction on how to do this and be with you every step of the way.

If you are ready to buy or sell a home, One Percent Guys Full Service Real Estate Agents can help.  Our Orlando listing agents/Tampa listing agents/South Florida listing agents all deal in 1% real estate, which ultimately means more money back in your pocket when you work with us. Give us a call to speak with a 1% real estate agent today!

Understanding the Process of Buying Your First Home

Understanding the Process of Buying Your First Home

Understanding the Process of Buying Your First Home

We are continuing our series of articles on buying your first home. Our previous article discussed the importance of engaging a trusted real estate agent (such as one from One Percent Guys Full Service Real Estate Agents.) We also covered the fact that there are numerous first-time homebuyer programs that our Orlando listing agents/Tampa listing agents/South Florida listing agents can explore with you. Today, we will look at two more steps to consider as you embark on purchasing your first home.

Obtain a Mortgage Pre-Approval Letter

A mortgage pre-approval letter is a valuable tool, especially in a competitive real estate market. It demonstrates to sellers that you are qualified to make an offer.  Many Orlando seller agents/Tampa seller agents/South Florida seller agents require a mortgage pre-approval letter before accepting an offer.

Explore Mortgage Options

Conventional, FHA, VA…there are numerous types of mortgage options to consider. Your friends at One Percent Guys Full Service Real Estate Agents can help determine which type of mortgage options you qualify for and help you decide which is best for you.

Our next article will cover more steps in the process of purchasing your first home.

One Percent Guys Full Service Real Estate Agents have qualified and experienced Orlando listing agents/Tampa listing agents/South Florida listing agents ready to work with you on purchasing your first home. Best of all, we deal in 1% real estate, which essentially means that we rebate back to you 1% of the final sales price of the home you purchase. You are essentially receiving the equivalent of a one percent real estate commission when you purchase your home.  Use it to buy new furniture, pay down your mortgage, put into savings…whatever you choose. Whether you are planning to sell a home, purchase a home, or become a first time homebuyer, your friends at One Percent Guys Full Service Real Estate Agents are here to help. Give us a call to learn more about our 1% real estate programs for both buyers and sellers today.

Buying Your First Home

Buying Your First Home

Buying Your First Home

Buying your first home can be both exciting and scarry at the same time. It’s likely the most expensive purchase you will make during your lifetime. Your friends at One Percent Guys Full Service Real Estate Agents are excited to help you make your dream of owning your first home come true, which is why we are dedicating our next series of articles to highlighting some of the steps you should consider when purchasing your first home. Let’s get started:

Find a Trusted Real Estate Agent

Finding a trusted real estate agent to help guide you through the home buying process is key. Our Tampa listing agents/Orlando listing agents/South Florida listing agents and buyers’ agents are dedicated to helping clients achieve success. Unlike national chain real estate agencies with high overhead costs and aggressive sales goals, One Percent Guys Full Service Real Estate Agents is an independent firm with the flexibility to meet the needs of our clients.

Explore First-Time Homebuyer Programs

There are numerous first-time homebuyer assistance programs that you may qualify for to help you purchase your home. Some programs provide down payment assistance, closing cost assistance, and special loans you can take advantage of to purchase your first home. Our South Florida listing agents/Orlando listing agents/Tampa listing agents and buyers’ agents are versed in these types of programs and can help you determine whether or not you meet their eligibility requirements.

Our next article will cover more steps to take when purchasing your first home.

One Percent Guys Full Service Real Estate Agents is the original one percent real estate provider in Florida. Our Orlando listing agents/Tampa listing agents/South Florida listing agents only deal in 1% real estate, so whether you are buying or selling, we help put more money back into your pocket.  Don’t settle for a real estate agency that does not have your best interests in mind. Give your friends at One Percent Guys Full Service Real Estate Agents a call today!

Buying a Home in a Neighborhood with an Homeowners' Association

Buying a Home in a Neighborhood with an Homeowners’ Association

Buying a Home in a Neighborhood with an Homeowners' Association

We are continuing our series of articles discussing buying a home in a neighborhood with a homeowners’ association (HOA).  Our previous article covered some recommendations from our Orlando listing agents/Tampa listing agents/South Florida listing agents including the importance of understanding the HOA structure and asking for the HOA documents and/or covenants so you can review the requirements before you begin looking at homes in a particular community.  Today, we will look at two more recommendations from our South Florida listing agents/Tampa listing agents/Orlando listing agents to consider.

Get Any Exemptions in Writing

If you want to ask for an exemption to any HOA rule, then you need to get that exemption in writing. Don’t make the mistake of asking if you can store your commercial vehicle in the parking lot of the clubhouse and only getting a verbal, “yes”.  Verbal exemptions do not hold up in a dispute, especially if it was provided to you by someone who may be unauthorized to do so without consensus of the entire board.

Be Clear on the Dues Structure and What They Cover

Make sure you are clear on the dues structure, what you will owe each month, and what those dues cover.  Do you have both a neighborhood association and masters association? Do your dues cover lawn care? Re-roof? Painting? Common groundskeeping?  Access to pool or clubhouse? Make sure you know exactly what your monthly dues include, when they are due, and if there are payment plan options.

One Percent Guys Full Service Real Estate Agents are the original one percent real estate experts. Our Tampa seller agents/Orlando seller agents/South Florida seller agents and buyers agents are committed to helping our clients achieve the dreams of owning a home.  Our one percent real estate commission structure means more money back into your pocket when you use our Orlando seller agents/South Florida seller agents/Tampa seller agents. Home buyers can get an additional 1% real estate rebate on their mortgage through our exclusive program with Quicken Loans.  We invite you to see why so many people are choosing to forego the “franchise” agents and sell/buy through One Percent Guys Full Service Real Estate Agents. Give us a call to chat today!

Buying a Home in a Neighborhood with an HOA

Buying a Home in a Neighborhood with an HOA

Buying a Home in a Neighborhood with an HOA

Florida is filled with neighborhoods that are governed by homeowners’ associations (HOA). HOAs require homeowners to become members and abide by their covenants, conditions, and restrictions. HOA dues vary and may include access to amenities, maintenance, garbage service, cable service, utilities and more. If you are looking at homes in a community with an HOA, our Orlando listing agents/Tampa listing agents/South Florida listing agents highly recommend you take this into consideration before making a purchase. Our next series of articles will discuss what you should do if you plan to purchase a home in a neighborhood with an HOA.

Understand the Structure

It is important to understand the structure of the HOA in the neighborhood you plan to purchase a home. Some neighborhoods have a single HOA.  Planned communities with multiple neighborhoods may have multiple HOAs, including one for each neighborhood and one for the entire master planned community. Each will have their own board, covenants, conditions, and restrictions. 

Ask for the Documents

It is important to request the latest documents, rules, and restrictions from any neighborhood HOA and master associations that affect the home before you make an offer. If you are looking in a particular neighborhood, your real estate agent can acquire these documents for you to review before you start looking at homes.

Our next article will cover more aspects our Tampa listing agents/South Florida listing agents/Orlando listing agents recommend considering if you plan to purchase a home in a neighborhood with an HOA.

One Percent Guys Full Service Real Estate Agents offers one percent real estate options designed to put more money back into your pocket. Our Tampa seller agents/Orlando seller agents/South Florida seller agents and buyer’s agents are ready to work with you. Give your friends at One Percent Guys Full Service Real Estate Agents a call today!

Maximizing the Advantages of a Booming Housing Market

Maximizing the Advantages of a Booming Housing Market

Maximizing the Advantages of a Booming Housing Market

The Orlando seller agents/South Florida seller agents/Tampa seller agents at One Percent Guys Full Service Real Estate Agents are seeing a record number of people putting their homes up for sale. If you want to net more of a profit when all is said and done, the first step is to engage us so you can take advantage of our one percent real estate promise. Once you sell your home, you will need to live somewhere, so how can you maximize the advantages of a booming housing market? Our previous article discussed the advantages of downsizing and renting.  Today, we will look at two more strategies to consider.

Choose a New Area

Choosing a new area to live in can sometimes result in being able to buy more home for your money.  If you live in an expensive area and want to sell your home, consider purchasing your new home in a desirable but less costly part of town or even a different part of the state to help you reap the maximum advantages of a booming real estate market. Our Tampa listing agents/Orlando listing agents/South Florida listing agents can help you on both sides of this process.

Reside in Your Second and/or Rental Home

If you are fortunate enough to own a second home or rental property, a booming real estate market affords you the opportunity to sell your primary home for a potentially huge profit and reside in your second home. Our Orlando seller agents/Tampa seller agents/South Florida seller agents see people and families doing this to help maximize their profits and increase their overall net worth.

If you are ready to sell your home, One Percent Guys Full Services Real Estate Agents are here to help.  Now is the perfect time to put your home up for sale. All of our South Florida listing agents/Tampa listing agents/Orlando listing agents deal in one percent real estate, which puts more of your profits back into your pocket. Give us a call to learn more today.

How Do I Take Advantage of the Booming Real Estate Market?

How Do I Take Advantage of the Booming Real Estate Market?

Home prices are at their highest levels in years. It’s definitely a seller’s market as people from throughout the country flock to Florida to take advantage of our beautiful weather, thriving job market, and overall quality of life. The recent spike in home prices has some homeowners wondering if they should sell and make a profit. What holds many people back is the fact that they need to then turn around and purchase a home in the same booming market. Our next series of articles will explore some ideas our Orlando seller agents/South Florida seller agents/Tampa seller agents are passing on to their clients who are trying to take advantage of the housing boom.

Downsize

If you are an empty nester or in a position to downsize, then you can take advantage of selling your home for top dollar. Our South Florida seller agents/Tampa seller agents/Orlando seller agents can help you determine whether listing your existing home and downsizing would be a viable option for you.

Rent

You don’t have to buy another home right away. You can always consider renting a place until you find the right opportunity to make a purchase. Our Tampa listing agents/Orlando listing agents/South Florida listing agents can help determine what the potential profit on the sale of your home could be so you can decide if renting will be a viable option for you.

Our next article will discuss more ideas on how you may be able to sell your home and maximize your profit in this booming real estate market.

One Percent Guys Full Service Real Estate Agents is among the top Orlando seller agents/Tampa seller agents/South Florida seller agents helping individuals and families throughout central and south Florida buy and sell their homes. Our one percent real estate model means that when you buy with us you get a 1% rebate on the purchase price of your home. Whether you are buying or selling, our Orlando listing agents/Tampa listing agents/South Florida listing agents refund a portion of their commission on each sale. One Percent Guys Full Service Real Estate Agents also offers an exclusive program through Quicken Loans which allows you to receive a closing cost credit of 1% of your loan amount. Give us a call to learn more today!

New Listings Ft Lauderdale

New Listings in Ft. Lauderdale, Florida

New Listings Ft Lauderdale
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Now Is The Time To Sell!

Now Is The Time To Sell!

If you’ve been wondering whether or not to put your home on the market, our Tampa listing agents/Orlando listing agents/South Florida listing agents will tell you that the time to sell is NOW. In general, the best time to sell a home in Florida is around the November, December and January timeframes. In fact, in 2021, we’ve seen a steady increase in home values and demand in inventory.

Our Orlando seller agents/South Florida seller agents/Tampa seller agents are listing homes at fair market value.  We have been receiving multiple offers, including several cash offers, for the homes we represent.  The demand is so high that many homes are selling at or above asking price!

Right now, the market is hot so if you have any thoughts of placing your home up for sale in the near future, sooner is better than later. Our South Florida seller agents/Orlando seller agents/Tampa seller agents are ready to not only place your home on the market, but help you get top dollar for it!

Best of all, when you work with One Percent Guys Full Service Real Estate Agents, you can take comfort in knowing that we are passionate about looking out for our clients. We believe you are more than just a real estate transaction.  We value our relationship with you and want to earn your lifelong business!

One Percent Guys Full Service Real Estate Agents offer our one percent real estate services to clients throughout Florida. Our Orlando listing agents/South Florida listing agents/Tampa listing agents will not only find the right buyer for your house, but we can also help you find your dream home. If qualifications, expertise, and personalized service are important to you, then we invite you to experience the One Percent Guys Full Service Real Estate Agents difference today. 

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Reasons To List With One Percent Guys Full Service Real Estate Agents

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Thinking of selling? If so, now is the perfect time to put your home up for sale! Our Orlando listing agents/Tampa listing agents/South Florida listing agents are selling homes like crazy, with many offers coming in at or above asking price. If you plan to put your home on the market, it is extremely important that you find the right listing agent to work with you. One Percent Guys Full Service Real Estate Agents has Tampa seller agents/Orlando seller agents/South Florida seller agents who are passionate about what they do and dedicated to the satisfaction of our valued clients. We understand you have many South Florida listing agents/Orlando listing agents/Tampa listing agents to choose from, which is why we strive to make ourselves stand out.  Here are just a few reasons why you should list your home with One Percent Guys Full Service Real Estate Agents.

Our Mission

Our founder, Mark Young, founded One Percent Guys Full Service Real Estate Agents with the purpose of becoming part of people’s dreams, goals, and ambitions. Although Mark sadly passed away in 2018 from brain cancer, his legacy lives on and his mission is carried out in everything we do. You are more to us than just a real estate transaction. We truly value our relationship with you and want to earn your lifelong business.

Qualified Team

One Percent Guys Full Service Real Estate Agents has an exceptionally qualified team of Tampa listing agents/Orlando listing agents/South Florida listing agents who proudly deal in one percent real estate. We are genuinely excited to work with you and help you get the best price for your home.

Money Back In Your Pocket

One percent real estate is our passion. You can list with us to sell your home, and also engage us to purchase a home. You will receive a 1% rebate on the purchase price of any home you buy. Our south Florida listing agents/Orlando listing agents/Tampa listing agents get so excited when they present a rebate check to a client. The savings really add up.  If you purchase a home for $250,000, you would get a $2500 rebate! We have saved homebuyers more than $625,000 in real estate commissions.

One Percent Guys Full Service Real Estate Agents is the original provider of one percent real estate seller options throughout the state of Florida. Our Orlando seller agents/Tampa seller agents/South Florida seller agents are ready to serve you. Give us a call to get started today.