We are continuing our series of articles discussing some aspects to consider when determining if you should rent or buy a home. Our previous articles covered numerous thoughts from our Orlando listing agents/Tampa listing agents/South Florida listing agents and buyers agents, including the fact that owning a home is an investment opportunity, offers more design flexibility, and also has some lifestyle benefits. Today, we will discuss more advantages of purchasing a home.
Stability
For many, owning a home offers a sense of stability and security. Home ownership commits you to a particular location, but the peace of mind knowing that you have a home of your own regardless of how the housing market and mortgage rates are trending is something that many find extremely appealing. Owning a home also allows you to build equity that can later be extracted and/or profitable should you decide to sell your home.
Future Plans
Locking yourself into a lease agreement could make it difficult to take advantage of affordable mortgage rates and/or prevent you from making an offer on your dream home that finally comes up for sale, etc. Additionally, leases often increase annually. A fixed rate mortgage ensures the principal and interest you pay does not change.
Deciding whether to buy or rent your next home is no easy decision, and it requires careful consideration of a variety of factors. Ultimately, it’s important to weigh your financial situation, your personal goals for the future, and your lifestyle preferences. Should you decide to jump into the market to purchase a home, your friends at One Percent Guys Full Service Real Estate Agents will be here to help. Our Tampa listing agents/Orlando listing agents/South Florida listing agents and buyers agents deal only in one percent real estate, which ultimately means more money back into your pocket. Give us a call to learn more about the one percent real estate difference today!
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We are continuing our series of articles discussing some of the advantages of purchasing a home vs. renting. Our previous article touched on the fact that when you own a home, you don’t have to worry about the rising cost of rent. We also explored how home ownership can be a viable and profitable long-term investment opportunity. Today, we will look at two more reasons to buy vs. rent.
Design Flexibility
Homeowners have the flexibility to make renovations or modifications to the property that renters do not necessarily have, such as adding a hot tub, remodeling a kitchen, expanding the living space, and any other home renovations that help make the space your own.
Lifestyle Factors
Beyond the financial considerations of renting vs. buying, there are also significant lifestyle factors to consider when making your decision. Buying a home often comes with the ability to plant roots in the area and enjoy a long-term sense of stability and belonging in a community.
We will continue discussing the reasons to buy a home vs. renting in our next article.
The Tampa listing agents/Orlando listing agents/South Florida listing agents at One Percent Guys Full Service Real Estate Agents stand ready to help you find the home of your dreams. We are the original 1% real estate firm. Doing business with us will save you money and alleviate the headaches associated with finding, negotiating, and closing on a home. Give us a call to learn more about the one percent real estate advantage today!
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One of the biggest decisions for anyone looking for a new home is whether to rent or buy. This is ultimately not just a decision about the place you’re going to live but also about your financial future. While both options have pros and cons, renting and buying have different implications for your budget and lifestyle.
Purchasing a home is a big step. Your friends at One Percent Guys Full Service Real Estate Agents have compiled a list of some of the benefits you will enjoy as a home owner. Let’s get started:
No Rise in Rent
One big disadvantage of renting is that you are subject to rising rent rates. There is always a chance that the cost of rent rises beyond what you can afford, especially with what our Orlando listing agents/Tampa listing agents/South Florida listing agents are seeing happening to rental rates throughout Florida.
Investment Opportunity
Owning a home is a substantial long-term investment with significant benefits such as equity buildup, tax advantages, and property appreciation. As your home’s value increases over time, you will reap the benefits of being able to take advantage of home equity lines of credit and/or making money on selling your home should you decide to downsize or re-locate.
Our next article will cover more reasons to consider purchasing a home vs. renting.
One Percent Guys Full Service Real Estate Agents are the original providers of 1% real estate. Our Tampa listing agents/Orlando listing agents/South Florida listing agents and buyer’s agents stand ready to make your homebuying experience pleasant and memorable. Additionally, when dealing in one percent real estate, you are afforded many financial advantages to enjoy. Looking to buy or sell a home? Contact your friends at One Percent Guys Full Service Real Estate Agents today!
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We are continuing our series covering more things to think about when purchasing a new home as recommended by our Tampa listing agents/Orlando listing agents/South Florida listing agents and buyer’s agents. Our previous articles discussed:
the importance of researching and narrowing down areas and locations to consider;
knowing why the seller is moving on;
thinking about the size of the home you actually need;
condition of the home you are considering;
insurance and taxes;
neighbors;
budget;
whether to purchase an existing home or new construction;
making a list of your must-have’s and your wants;
storage needs
Today, we will look at more aspects to consider.
Schools
When it comes to education, you want to make sure you’re making the best decision for your children’s future. It’s important to research the school district and individual schools in the area you are considering. Research things such as academic excellence, class size, extracurricular activities, etc. If you are considering private schools, be sure to research all options and compare tuition costs before making an offer on a new home. The South Florida listing agents/ Orlando listing agents/Tampa listing agents and buyer’s agents at One Percent Guys Full Service Real Estate Agents can provide you with the guidance you need to research educational opportunities in the area(s) you are considering.
Long-Term Needs
In addition to thinking about your current needs, it’s also important to think about your future needs when purchasing a home. As we’ve discussed in a previous article, if you plan on starting or expanding your family, make sure there’s enough space in the homes(s) you are considering to meet your needs. You may also want to consider things like aging in place if you’re nearing retirement age. Can you picture yourself living in this home for many years to come? Are there features that could make it difficult for you to sell the property in the future? Taking the time to think about your long-term needs can help avoid making a purchase that won’t meet your objectives down the road. The South Florida listing agents/ Tampa listing agents/Orlando listing agents and buyer’s agents at One Percent Guys Full Service Real Estate Agents can sit down with you to explore your current and anticipated future housing needs.
One Percent Guys Full Service Real Estate Agents are the original 1% real estate experts. Our Orlando listing agents/Tampa listing agents/South Florida listing agents and buyer’s agents are ready to serve you. Not all one percent real estate firms are equal. If you are thinking of either buying or selling a home, we can help. Give your friends at One Percent Guys Full Service Real Estate Agents a call today!
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When it comes to purchasing a home, dealing with a one percent real estate professional from One Percent Guys Full Service Real Estate Agents can make all the difference. We are continuing our series of articles discussing aspects to keep in mind when purchasing a home. Our previous articles covered researching the location you wish to consider, knowing why the sellers are choosing to sell the home, the size of the home you are looking at, its current condition, insurance and taxes, and the neighbors. Today, we will explore two more aspects to consider when purchasing a home.
Weigh the Pros and Cons of an Older Home vs. New Construction
An older home can be a great option if you’re looking to save money. In today’s market, you can often get more square footage for your budget than you would with a new build.
New construction can be a great option if you’re looking for low-maintenance living. However, new homes can be more expensive than older homes, and you may have less negotiating power with the builder. The Orlando listing agents/Tampa listing agents/South Florida listing agents and buyers agents at One Percent Guys Full Service Real Estate Agents can represent you if you choose to purchase an older home OR if you decide to go the new construction route.
Budget
The first step to determine your home-buying budget is to get pre-approved for a mortgage. Pre-approval gives you an estimate of how much you can borrow and helps you narrow down your home search to properties that fit within your budget. Keep in mind that pre-approval is not the same as final approval, which you will receive once you’ve found a home and made an offer. The Tampa listing agents/Orlando listing agents/South Florida listing agents and buyers agents at One Percent Guys Full Service Real Estate Agents can help you find the perfect home to fit your budget.
If you want to save money on your new home purchase, One Percent Guys Full Service Real Estate Agents can help. We are the original providers of 1% real estate, which essentially means more money back into your pocket. If you are in the market to purchase a home, or want to sell your home, then we invite you to experience the one percent real estate difference. Give us a call today!
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Your friends at One Percent Guys Full Service Real Estate Agents are passionate about offering our 1% real estate services to individuals and families wanting to find their dream homes. We are continuing our series of articles discussing aspects to consider when purchasing a home. Our previous articles covered the importance of researching the location you wish to consider, knowing the reason why the sellers are selling the home, and the current condition and size of the home. Today, we will look at more aspects to consider as recommended by our Orlando listing agents/South Florida listing agents/Tampa listing agents and buyers agents.
Insurance and Taxes
Insurance and property taxes are important considerations when purchasing a home. Are there CDD fees and if so, how long are those in affect? What are the average property taxes, keeping in mind that you need to consider whether or not you qualify for any exemptions. Is the home in a flood zone? What is the sinkhole risk? Is the home expensive to insure? The Tampa listing agents/Orlando listing agents/South Florida listing agents and buyers agents at One Percent Guys Full Service Real Estate Agents can help you estimate your insurance and tax burden so there are no surprises during closing.
Neighbors
Neighbors are also a major consideration when buying a home. If you have children, is the neighborhood you are considering kid-friendly? When you go to a showing of the home, don’t be afraid to knock on a few neighbors doors if you are seriously interested in making an offer. Are they polite and welcoming? Do they have any thoughts on the neighborhood? Meeting the neighbors can make an big impact on your decision.
One Percent Guys Full Service Real Estate Agents are the original providers of 1% real estate. We work closely with our clients to help them locate and close on homes that fit their budgets and lifestyle. Our South Florida listing agents/Orlando listing agents/Tampa listing agents are also available to help homeowners earn the most profit from selling their homes. We invite you to experience the one percent real estate difference. Give us a call to learn more today!
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The Orlando listing agents/Tampa listing agents/South Florida listing agents and buyers agents at One Percent Guys Full Service Real Estate Agents know a thing or two about purchasing a home. If you are selling with us, our Orlando listing agents/Tampa listing agents/South Florida listing agents know what features to highlight in your MLS listing and other forms of marketing. If you are in the market to purchase a home, we know what questions to ask and what you should look for as we guide you in your search.
We are continuing our series of articles covering some aspects to consider when purchasing a home. Our previous article covered digging deep into the location you wish to consider, looking into things such as proximity to work, school, restaurants, shopping, entertainment etc., whether the home is in a flood zone, and more. We also discussed the importance of finding out why the owners are selling the home. Today, we will look at two more aspects to consider.
Condition of Home
The condition of the home is very important. You must consider how much money you will need to put into the home to make it your own. Will you need to paint? Install new flooring? Update the appliances? While these are all good aesthetic questions to ask, you also need to consider any issues identified on an inspection report. Will the roof need to be replaced soon? Does the air conditioner have any issues? Are there any problems with the electrical or plumbing? Anything indicated on the inspection report must be considered.
Size of Home
The size of the home is also a major consideration. Are there enough bedrooms for everyone in your family now and in the future (i.e., new baby, mother-in-law, etc.) Do you need a space for a home office? Is there enough living space for you to be comfortable? Is the home too big? These and other questions can help you analyze whether or not the home is the right size for your needs.
Our next article will cover more aspects to consider when purchasing a home.
Whether you want to sell your home or are in the market to purchase a home, the 1% real estate pros at One Percent Guys Full Service Real Estate Agents are ready to serve you. Our Orlando listing agents/Tampa Listing Agents/South Florida listing agents deal in one percent real estate to help ensure more money goes back into the pockets of our clients. If you are planning to buy a home or sell a home now or in the future, we welcome the opportunity to meet with you. Give your friends at One Percent Guys Full Service Real Estate Agents a call today!
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We are beginning a new series of articles discussing some important aspects to look for when purchasing a home. We’ve compiled information from our Orlando listing agents/South Florida listing agents/Tampa listing agents and buyers agents to help you as you embark on your homebuying journey. Let’s get started:
Location
Our Orlando listing agents/Tampa listing agents/South Florida listing agents will tell anyone seeking to purchase a home that location is indeed everything. It is important to consider aspects such as schools, proximity to stores and shopping, flood zone, hurricane evacuation zone, future nearby construction projects and any other considerations that are important to you and your family.
Reason Owners Are Selling
Your friends at One Percent Guys Full Service Real Estate Agents believe it is a good idea to know the reason why the current owners are selling the home. Are they downsizing, relocating to a new area for work, would like to move to a new school district, etc. The motivation behind why someone is selling their property is important because it can help give you some leverage when negotiating an offer. For instance, if someone is moving because they are being relocated for their job, then they may be eager to sell their home more quickly than someone who is simply downsizing.
Our next article will cover more tips on what to look for when purchasing a home.
The Tampa listing agents/Orlando listing agents/South Florida listing agents and buyers agents at One Percent Guys Full Service Real Estate Agents are passionate about providing customers with reliable and knowledgeable service. We specialize in 1% real estate, which ultimately means more money back in your pocket. One percent real estate is really the only way to go if you want to maximize your profits. If you are seeking to buy or sell a home, we can help. Give One Percent Guys Full Service Real Estate Agents a call today!
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The Tampa listing agents, Orlando listing agents, and South Florida listing agents and buyers agents at One Percent Guys Full Service Real Estate Agents are dedicated to making the home buying and selling process as easy as possible for our clients. One way we do this is by walking you through the mortgage application process.
We are continuing our series of articles discussing the documents you need to apply for a home mortgage. Our previous article covered how you will need to provide proof of income for the past two years via income tax documents, W-2’s, 1099’s, profit loss statements, and/or accounts receivable. We also discussed how you will need to provide a full list of any unpaid debts such as loans, credit cards, medical bills, etc. Today, we will look at more information you will need to have ready if you plan to apply for a home mortgage.
Miscellaneous Documentation
There are a number of additional documents and documentation you will need when you apply for your mortgage. Some of these include drivers licenses and social security cards of all parties applying for the mortgage, bank statements, investment account statements, information on alimony and/or child support, documentation related to any other properties you own, rental history, and letters for any down payment gifts you receive.
Explanation of Credit History
If your credit is average or poor, be prepared to provide a written explanation of any issues revealed on your credit report, high balances, past-due accounts, etc. Be sure to disclose any possible issues to your real estate agent and mortgage broker as soon as possible.
One advantage to working with a 1% real estate agent at One Percent Guys Full Service Real Estate Agents is that you can receive a closing credit of 1% of your loan amount when you use our exclusive program through Quicken Loans. So, with our one percent real estate promise, you will receive a 1% rebate on the purchase price of your home AND a 1% rebate on the mortgage amount! If you are in the market to purchase a home or want to sell your home, we can help. Give your friends at One Percent Guys Full Service Real Estate Agents a call today.
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The Tampa seller agents/Orlando seller agents/South Florida seller agents and buyers agents at One Percent Guys Full Service Real Estate Pros have seen it all over the years. While we are disappointed when a deal falls through, we do know there is usually something better just around the corner. We are continuing our series discussing some of the most common reasons why real estate deals go south. Our previous articles discussed inspection, appraisal, and financing issues. We also covered how some contingencies can contribute to a deal falling through. Let’s take a look at more reasons why a contract on a home doesn’t make it through closing.
Title Issues
Title issues can cause real estate deals to fall through. The Orlando seller agents/Tampa seller agents/South Florida seller agents and buyers agents at One Percent Guys Full Service Real Estate Pros conduct preliminary research on properties to determine if there are any obvious title issues. However, the full truth about a property is uncovered during a comprehensive title search. Examples of common title issues include liens, probate issues, survey disputes, seller not being able to legally sell the property, and bankruptcy.
Breach of Contract
At the end of the day, if either the buyer or seller decides to back out of the deal, they can do so. This will result in a breach of contract and subject the parties in breach to penalties outlined in the agreement including loss of earnest money. The Tampa seller agents/Orlando seller agents/South Florida seller agents and buyers agents at One Percent Guys Full Service Real Estate Pros do not see this happen often because of the penalties involved, but it most definitely does occur.
Paying high real estate commissions are a thing of the past. Your friends at One Percent Guys Full Service Real Estate Pros are the original 1% real estate agents. We were founded with the mission to help people fulfill their dreams of owning a home. Not all one percent real estate agents are equal. We are the original and we want to work with you! Give us a call to learn more about our 1% real estate model today.
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Is It Better For Me to Rent or Purchase a Home?
in Real EstateWe are continuing our series of articles discussing some aspects to consider when determining if you should rent or buy a home. Our previous articles covered numerous thoughts from our Orlando listing agents/Tampa listing agents/South Florida listing agents and buyers agents, including the fact that owning a home is an investment opportunity, offers more design flexibility, and also has some lifestyle benefits. Today, we will discuss more advantages of purchasing a home.
Stability
For many, owning a home offers a sense of stability and security. Home ownership commits you to a particular location, but the peace of mind knowing that you have a home of your own regardless of how the housing market and mortgage rates are trending is something that many find extremely appealing. Owning a home also allows you to build equity that can later be extracted and/or profitable should you decide to sell your home.
Future Plans
Locking yourself into a lease agreement could make it difficult to take advantage of affordable mortgage rates and/or prevent you from making an offer on your dream home that finally comes up for sale, etc. Additionally, leases often increase annually. A fixed rate mortgage ensures the principal and interest you pay does not change.
Deciding whether to buy or rent your next home is no easy decision, and it requires careful consideration of a variety of factors. Ultimately, it’s important to weigh your financial situation, your personal goals for the future, and your lifestyle preferences. Should you decide to jump into the market to purchase a home, your friends at One Percent Guys Full Service Real Estate Agents will be here to help. Our Tampa listing agents/Orlando listing agents/South Florida listing agents and buyers agents deal only in one percent real estate, which ultimately means more money back into your pocket. Give us a call to learn more about the one percent real estate difference today!
What Are Some of the Advantages of Purchasing a Home vs. Renting?
in Real EstateWe are continuing our series of articles discussing some of the advantages of purchasing a home vs. renting. Our previous article touched on the fact that when you own a home, you don’t have to worry about the rising cost of rent. We also explored how home ownership can be a viable and profitable long-term investment opportunity. Today, we will look at two more reasons to buy vs. rent.
Design Flexibility
Homeowners have the flexibility to make renovations or modifications to the property that renters do not necessarily have, such as adding a hot tub, remodeling a kitchen, expanding the living space, and any other home renovations that help make the space your own.
Lifestyle Factors
Beyond the financial considerations of renting vs. buying, there are also significant lifestyle factors to consider when making your decision. Buying a home often comes with the ability to plant roots in the area and enjoy a long-term sense of stability and belonging in a community.
We will continue discussing the reasons to buy a home vs. renting in our next article.
The Tampa listing agents/Orlando listing agents/South Florida listing agents at One Percent Guys Full Service Real Estate Agents stand ready to help you find the home of your dreams. We are the original 1% real estate firm. Doing business with us will save you money and alleviate the headaches associated with finding, negotiating, and closing on a home. Give us a call to learn more about the one percent real estate advantage today!
Should I Rent or Buy?
in Real EstateOne of the biggest decisions for anyone looking for a new home is whether to rent or buy. This is ultimately not just a decision about the place you’re going to live but also about your financial future. While both options have pros and cons, renting and buying have different implications for your budget and lifestyle.
Purchasing a home is a big step. Your friends at One Percent Guys Full Service Real Estate Agents have compiled a list of some of the benefits you will enjoy as a home owner. Let’s get started:
No Rise in Rent
One big disadvantage of renting is that you are subject to rising rent rates. There is always a chance that the cost of rent rises beyond what you can afford, especially with what our Orlando listing agents/Tampa listing agents/South Florida listing agents are seeing happening to rental rates throughout Florida.
Investment Opportunity
Owning a home is a substantial long-term investment with significant benefits such as equity buildup, tax advantages, and property appreciation. As your home’s value increases over time, you will reap the benefits of being able to take advantage of home equity lines of credit and/or making money on selling your home should you decide to downsize or re-locate.
Our next article will cover more reasons to consider purchasing a home vs. renting.
One Percent Guys Full Service Real Estate Agents are the original providers of 1% real estate. Our Tampa listing agents/Orlando listing agents/South Florida listing agents and buyer’s agents stand ready to make your homebuying experience pleasant and memorable. Additionally, when dealing in one percent real estate, you are afforded many financial advantages to enjoy. Looking to buy or sell a home? Contact your friends at One Percent Guys Full Service Real Estate Agents today!
More Things to Think About When Purchasing a New Home
in Real EstateWe are continuing our series covering more things to think about when purchasing a new home as recommended by our Tampa listing agents/Orlando listing agents/South Florida listing agents and buyer’s agents. Our previous articles discussed:
Today, we will look at more aspects to consider.
Schools
When it comes to education, you want to make sure you’re making the best decision for your children’s future. It’s important to research the school district and individual schools in the area you are considering. Research things such as academic excellence, class size, extracurricular activities, etc. If you are considering private schools, be sure to research all options and compare tuition costs before making an offer on a new home. The South Florida listing agents/ Orlando listing agents/Tampa listing agents and buyer’s agents at One Percent Guys Full Service Real Estate Agents can provide you with the guidance you need to research educational opportunities in the area(s) you are considering.
Long-Term Needs
In addition to thinking about your current needs, it’s also important to think about your future needs when purchasing a home. As we’ve discussed in a previous article, if you plan on starting or expanding your family, make sure there’s enough space in the homes(s) you are considering to meet your needs. You may also want to consider things like aging in place if you’re nearing retirement age. Can you picture yourself living in this home for many years to come? Are there features that could make it difficult for you to sell the property in the future? Taking the time to think about your long-term needs can help avoid making a purchase that won’t meet your objectives down the road. The South Florida listing agents/ Tampa listing agents/Orlando listing agents and buyer’s agents at One Percent Guys Full Service Real Estate Agents can sit down with you to explore your current and anticipated future housing needs.
One Percent Guys Full Service Real Estate Agents are the original 1% real estate experts. Our Orlando listing agents/Tampa listing agents/South Florida listing agents and buyer’s agents are ready to serve you. Not all one percent real estate firms are equal. If you are thinking of either buying or selling a home, we can help. Give your friends at One Percent Guys Full Service Real Estate Agents a call today!
Keep This in Mind When Purchasing a Home
in Real EstateWhen it comes to purchasing a home, dealing with a one percent real estate professional from One Percent Guys Full Service Real Estate Agents can make all the difference. We are continuing our series of articles discussing aspects to keep in mind when purchasing a home. Our previous articles covered researching the location you wish to consider, knowing why the sellers are choosing to sell the home, the size of the home you are looking at, its current condition, insurance and taxes, and the neighbors. Today, we will explore two more aspects to consider when purchasing a home.
Weigh the Pros and Cons of an Older Home vs. New Construction
An older home can be a great option if you’re looking to save money. In today’s market, you can often get more square footage for your budget than you would with a new build.
New construction can be a great option if you’re looking for low-maintenance living. However, new homes can be more expensive than older homes, and you may have less negotiating power with the builder. The Orlando listing agents/Tampa listing agents/South Florida listing agents and buyers agents at One Percent Guys Full Service Real Estate Agents can represent you if you choose to purchase an older home OR if you decide to go the new construction route.
Budget
The first step to determine your home-buying budget is to get pre-approved for a mortgage. Pre-approval gives you an estimate of how much you can borrow and helps you narrow down your home search to properties that fit within your budget. Keep in mind that pre-approval is not the same as final approval, which you will receive once you’ve found a home and made an offer. The Tampa listing agents/Orlando listing agents/South Florida listing agents and buyers agents at One Percent Guys Full Service Real Estate Agents can help you find the perfect home to fit your budget.
If you want to save money on your new home purchase, One Percent Guys Full Service Real Estate Agents can help. We are the original providers of 1% real estate, which essentially means more money back into your pocket. If you are in the market to purchase a home, or want to sell your home, then we invite you to experience the one percent real estate difference. Give us a call today!
Consider These Aspects When Purchasing a Home
in Real EstateYour friends at One Percent Guys Full Service Real Estate Agents are passionate about offering our 1% real estate services to individuals and families wanting to find their dream homes. We are continuing our series of articles discussing aspects to consider when purchasing a home. Our previous articles covered the importance of researching the location you wish to consider, knowing the reason why the sellers are selling the home, and the current condition and size of the home. Today, we will look at more aspects to consider as recommended by our Orlando listing agents/South Florida listing agents/Tampa listing agents and buyers agents.
Insurance and Taxes
Insurance and property taxes are important considerations when purchasing a home. Are there CDD fees and if so, how long are those in affect? What are the average property taxes, keeping in mind that you need to consider whether or not you qualify for any exemptions. Is the home in a flood zone? What is the sinkhole risk? Is the home expensive to insure? The Tampa listing agents/Orlando listing agents/South Florida listing agents and buyers agents at One Percent Guys Full Service Real Estate Agents can help you estimate your insurance and tax burden so there are no surprises during closing.
Neighbors
Neighbors are also a major consideration when buying a home. If you have children, is the neighborhood you are considering kid-friendly? When you go to a showing of the home, don’t be afraid to knock on a few neighbors doors if you are seriously interested in making an offer. Are they polite and welcoming? Do they have any thoughts on the neighborhood? Meeting the neighbors can make an big impact on your decision.
One Percent Guys Full Service Real Estate Agents are the original providers of 1% real estate. We work closely with our clients to help them locate and close on homes that fit their budgets and lifestyle. Our South Florida listing agents/Orlando listing agents/Tampa listing agents are also available to help homeowners earn the most profit from selling their homes. We invite you to experience the one percent real estate difference. Give us a call to learn more today!
Aspects to Consider When Purchasing a Home
in Real EstateThe Orlando listing agents/Tampa listing agents/South Florida listing agents and buyers agents at One Percent Guys Full Service Real Estate Agents know a thing or two about purchasing a home. If you are selling with us, our Orlando listing agents/Tampa listing agents/South Florida listing agents know what features to highlight in your MLS listing and other forms of marketing. If you are in the market to purchase a home, we know what questions to ask and what you should look for as we guide you in your search.
We are continuing our series of articles covering some aspects to consider when purchasing a home. Our previous article covered digging deep into the location you wish to consider, looking into things such as proximity to work, school, restaurants, shopping, entertainment etc., whether the home is in a flood zone, and more. We also discussed the importance of finding out why the owners are selling the home. Today, we will look at two more aspects to consider.
Condition of Home
The condition of the home is very important. You must consider how much money you will need to put into the home to make it your own. Will you need to paint? Install new flooring? Update the appliances? While these are all good aesthetic questions to ask, you also need to consider any issues identified on an inspection report. Will the roof need to be replaced soon? Does the air conditioner have any issues? Are there any problems with the electrical or plumbing? Anything indicated on the inspection report must be considered.
Size of Home
The size of the home is also a major consideration. Are there enough bedrooms for everyone in your family now and in the future (i.e., new baby, mother-in-law, etc.) Do you need a space for a home office? Is there enough living space for you to be comfortable? Is the home too big? These and other questions can help you analyze whether or not the home is the right size for your needs.
Our next article will cover more aspects to consider when purchasing a home.
Whether you want to sell your home or are in the market to purchase a home, the 1% real estate pros at One Percent Guys Full Service Real Estate Agents are ready to serve you. Our Orlando listing agents/Tampa Listing Agents/South Florida listing agents deal in one percent real estate to help ensure more money goes back into the pockets of our clients. If you are planning to buy a home or sell a home now or in the future, we welcome the opportunity to meet with you. Give your friends at One Percent Guys Full Service Real Estate Agents a call today!
What to Look for When Buying a Home
in Real EstateWe are beginning a new series of articles discussing some important aspects to look for when purchasing a home. We’ve compiled information from our Orlando listing agents/South Florida listing agents/Tampa listing agents and buyers agents to help you as you embark on your homebuying journey. Let’s get started:
Location
Our Orlando listing agents/Tampa listing agents/South Florida listing agents will tell anyone seeking to purchase a home that location is indeed everything. It is important to consider aspects such as schools, proximity to stores and shopping, flood zone, hurricane evacuation zone, future nearby construction projects and any other considerations that are important to you and your family.
Reason Owners Are Selling
Your friends at One Percent Guys Full Service Real Estate Agents believe it is a good idea to know the reason why the current owners are selling the home. Are they downsizing, relocating to a new area for work, would like to move to a new school district, etc. The motivation behind why someone is selling their property is important because it can help give you some leverage when negotiating an offer. For instance, if someone is moving because they are being relocated for their job, then they may be eager to sell their home more quickly than someone who is simply downsizing.
Our next article will cover more tips on what to look for when purchasing a home.
The Tampa listing agents/Orlando listing agents/South Florida listing agents and buyers agents at One Percent Guys Full Service Real Estate Agents are passionate about providing customers with reliable and knowledgeable service. We specialize in 1% real estate, which ultimately means more money back in your pocket. One percent real estate is really the only way to go if you want to maximize your profits. If you are seeking to buy or sell a home, we can help. Give One Percent Guys Full Service Real Estate Agents a call today!
What Documents Do I Need to Apply for a Mortgage?
in Real EstateThe Tampa listing agents, Orlando listing agents, and South Florida listing agents and buyers agents at One Percent Guys Full Service Real Estate Agents are dedicated to making the home buying and selling process as easy as possible for our clients. One way we do this is by walking you through the mortgage application process.
We are continuing our series of articles discussing the documents you need to apply for a home mortgage. Our previous article covered how you will need to provide proof of income for the past two years via income tax documents, W-2’s, 1099’s, profit loss statements, and/or accounts receivable. We also discussed how you will need to provide a full list of any unpaid debts such as loans, credit cards, medical bills, etc. Today, we will look at more information you will need to have ready if you plan to apply for a home mortgage.
Miscellaneous Documentation
There are a number of additional documents and documentation you will need when you apply for your mortgage. Some of these include drivers licenses and social security cards of all parties applying for the mortgage, bank statements, investment account statements, information on alimony and/or child support, documentation related to any other properties you own, rental history, and letters for any down payment gifts you receive.
Explanation of Credit History
If your credit is average or poor, be prepared to provide a written explanation of any issues revealed on your credit report, high balances, past-due accounts, etc. Be sure to disclose any possible issues to your real estate agent and mortgage broker as soon as possible.
One advantage to working with a 1% real estate agent at One Percent Guys Full Service Real Estate Agents is that you can receive a closing credit of 1% of your loan amount when you use our exclusive program through Quicken Loans. So, with our one percent real estate promise, you will receive a 1% rebate on the purchase price of your home AND a 1% rebate on the mortgage amount! If you are in the market to purchase a home or want to sell your home, we can help. Give your friends at One Percent Guys Full Service Real Estate Agents a call today.
Real Estate Deals That Fall Through
in Real EstateThe Tampa seller agents/Orlando seller agents/South Florida seller agents and buyers agents at One Percent Guys Full Service Real Estate Pros have seen it all over the years. While we are disappointed when a deal falls through, we do know there is usually something better just around the corner. We are continuing our series discussing some of the most common reasons why real estate deals go south. Our previous articles discussed inspection, appraisal, and financing issues. We also covered how some contingencies can contribute to a deal falling through. Let’s take a look at more reasons why a contract on a home doesn’t make it through closing.
Title Issues
Title issues can cause real estate deals to fall through. The Orlando seller agents/Tampa seller agents/South Florida seller agents and buyers agents at One Percent Guys Full Service Real Estate Pros conduct preliminary research on properties to determine if there are any obvious title issues. However, the full truth about a property is uncovered during a comprehensive title search. Examples of common title issues include liens, probate issues, survey disputes, seller not being able to legally sell the property, and bankruptcy.
Breach of Contract
At the end of the day, if either the buyer or seller decides to back out of the deal, they can do so. This will result in a breach of contract and subject the parties in breach to penalties outlined in the agreement including loss of earnest money. The Tampa seller agents/Orlando seller agents/South Florida seller agents and buyers agents at One Percent Guys Full Service Real Estate Pros do not see this happen often because of the penalties involved, but it most definitely does occur.
Paying high real estate commissions are a thing of the past. Your friends at One Percent Guys Full Service Real Estate Pros are the original 1% real estate agents. We were founded with the mission to help people fulfill their dreams of owning a home. Not all one percent real estate agents are equal. We are the original and we want to work with you! Give us a call to learn more about our 1% real estate model today.